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Protect against unexpected medical cost.

  • High medical coverage
  • No lifetime limit
  • Outpatient kidney dialysis & cancer treatment

All in one comprehensive medical plan.

SmartCare Optimum Plus

An all-in-one plan with higher claim limits and additional cancer and kidney dialysis outpatient benefits.

SmartCare Optimum

An affordable plan that covers most hospitalisation situations.


SCO Plus Plan 1

SCO Plus Plan 2

SCO Plus Plan 3

Overall Annual Limit RM2,100,000 RM1,500,000 RM1,100,000
Room & Board RM500 /day RM350 /day RM180 /day
Outpatient Benefits Full Reimbursement Full Reimbursement Full Reimbursement


SCO Plan 1

SCO Plan 2

SCO Plan 3

Overall Annual Limit RM500,000 RM200,000 RM100,000
Room & Board RM500 /day RM350 /day RM180 /day
Outpatient Benefits RM150,000 RM100,000 RM40,000

Prefer to read the fine print? View the Product Disclosure Sheet & Policy Wording


AXA Affin General Insurance Berhad

Our medical plans are underwritten by AXA Affin General Insurance Berhad, it is recognised as one of the leaders in medical and health insurance in the world.

Not sure how to choose?