You are in the mid-stages of your career and do not plan to have a family. You don’t even have many financial liabilities other than your housing loan or car loan.
But you might have ageing parents who look to you for some financial support. Maybe a sibling still in school. What happens to them if you’re no longer around?
P.s. At Fi, we offer a Life/TPD/CI Combo a separate medical policy from AXA Affin Insurance.
Invest in unit trusts or roboadvisers.
Now is a good time to save a proportion of your income to put towards investments. We do not recommend an investment-linked policy to do this (it’ss really expensive) but to consider unit trusts or investment services provided by robo-advisers licensed by the Securities Commission. If unsure, seek professional advice from a licensed financial planner.