Enter promo code HELLO2021 to receive a 20% rebate on your first year's premium.
The following Terms & Conditions shall apply to Fi Life Sdn Bhd’s (“FIL”) YEAR-END 20% REBATE PROMOTION Campaign (“the Campaign”) which shall be held from 9:00AM on 08/12/2020 until 11:59PM on 10/01/2021 (hereinafter referred to as “Campaign Period”).
By participating in this Campaign, you hereby agree to be bound by the following Terms and Conditions.
The Campaign’s Terms and Conditions shall only apply to purchase made during Campaign Period.
Campaign Mechanics
A valid “promo code” (obtainable from FIL’s website, events, advertisements or other sources) must be entered by an eligible participant (“Participant”) during the purchase of Life Insurance or Personal Accident Cover (“Policy”) for this offer to be valid.
During the Campaign Period, Participants will be given 20% rebate on their first year’s premium (“the Reward”).
The applicable Rebate is only payable to the cardholder (“Payor”).
The Payor will receive the applicable Rebate within 45 days after the Campaign Period.
The applicable Rebate is withdrawn and will no longer be valid if Participant cancels the Policy within the 15 days free look period.
The applicable Rebate will be paid to the Payor via direct bank transfer.
Participant is expected to provide Payor’s bank details when asked by FIL, for the purpose of rebate payment via direct bank transfer.
The applicable Rebate is not exchangeable or replaceable under any circumstances.
General
By participating in the Campaign, Participants are deemed to have agreed to be bound by these Terms & Conditions. FIL’s decision on all matters relating to the Campaign is final, binding and conclusive. No correspondence, queries or appeals will be entertained.
FIL reserves the right to cancel, terminate, suspend or extend the Campaign with or without any prior notice. For the avoidance of doubt, cancellation, termination or suspension by FIL shall not entitle any of the Participants to any claim or compensation against FIL for any losses or damages suffered or incurred by the Participants as a direct or indirect result of the cancellation, termination or suspension.
FIL reserves the right at its absolute discretion to amend, delete or add to any of these Terms and Conditions at any time with or without prior notice. Any variation, additions, deletions or amendments to the Terms and Conditions herein shall be binding on the Participants and be deemed to be brought to the attention of the Participants through any notice via email or website, if applicable.
FIL shall not be held liable and/or responsible for any loss, damage or any other form of liability (including indirect, consequential or economic losses, loss of profits, and loss of opportunity) in whatsoever nature and howsoever arising or suffered by any Participants directly or indirectly from the Campaign.
FIL shall not be held liable for any default of its obligation under the Campaign due to any force majeure event which include but is not limited to an act of God, war, riot, lockout, industrial action, fire, flood, drought, store or any event beyond the reasonable control of FIL.
This Campaign shall be governed by and construed in accordance with the laws of Malaysia and subject to the exclusive jurisdiction of the Courts of Malaysia.
Direct Life Protection to Employees through the Kakitangan Web App
Kakitangan.com and Fi Life have teamed up to offer direct life protection for users of the Kakitangan.com payroll and leave management web app. Through the Kakitangan.com’s web app, users are now able to obtain personalised quotes to insure their lives against death, critical illness and total and permanent disability, for the benefit of their families and dependants.
This personalised life insurance service is part of Kakitangan.com’s expansion into employee benefits offerings, in addition to its existing payroll, expense claims management, and leave management service.
Fi Life’s life, critical illness and total and permanent disability protection are offered to Kakitangan.com users on an individual basis. Premium payments are the responsibility of the user. But this means that, even if the user were to leave the employment of their company, they will continue to enjoy the benefits of Fi Life’s protection.
Although premium payments are the responsibility of the user, Fi Life and Kakitangan.com would encourage employers to reimburse their premium expense during their term of employment as their employee benefits package.
The process for users to enrol into Fi Life’s protection programme is a seamless one. Each user receives a personalised quote based on their age, sex and smoking status (see illustration below). After getting the quote, users can give consent to essential details like NRIC, address and employer details to be passed to Fi Life, so that their online application can be pre-filled for a faster experience.
Effon Khoo, CEO of Kakitangan.com, outlined Kakitangan.com’s objective with the Fi Life partnership: “This is the first step for Kakitangan.com to expand on employee benefits offerings for Kakitangan.com’s customers and employees. We hope to build on our partnership with Fi Life to empower SMEs’ people operations and experience, and hence strengthen the SME as an organization.”
Tan Jiann Meng, General Manager and co-founder of Fi Life, commented: “Fi Life believes that life, critical illness and total and permanent disability protection is of utmost importance for all employees with dependents. Through this partnership with Kakitangan.com, Fi Life makes access to these critical protection products that much easier”.
Image 1 - Fi Life Image 1: Interface on Kakitangan App
About Kakitangan.com
Kakitangan is an online human resources (HR), payroll and expense claim platform for small- and medium-sized enterprises (SMEs) in any industry. The mobile-friendly platform allows users to effectively manage their payroll, leave applications, employee benefits, expense claims and HR-related documents in a central location. Our mission is to save time for busy HR and finance executives, managers and small business owners can focus on what really matters - growing their businesses.
Actively serving more than 5,000 SMEs and 50,000 employees, Kakitangan.com has processed over RM 2.5 billion in payroll since 2016, making it the main leader in Malaysia’s online payroll industry.