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Extra Covid-19 Coverage

Posted on: 27 Mar 2020

Extra Covid-19 Coverage


The events of the last few weeks have shown us how important it is to protect your family against the loss of a loved one. Like many calamities, Covid 19 was completely unexpected. But that’s what insurance is about, protecting you and your family against unexpected events, like the loss of a breadwinner.

All existing & new Fi Life policy holders get the following Covid-19 protections at no extra premium:

  • If you test positive for Covid-19 and are quarantined at a Ministry of Health-designated hospital, you will get a daily income support of RM250 for every day you are quarantined at hospital, for up to 30 days.
  • In the unlikely situation that you or any of your immediate family members die from Covid-19, you will be entitled to a compassionate benefit of RM10,000. This is over and above any life insurance proceeds that you are entitled to.
  • If you or any of your family members die from Covid-19 and are a front line medical staff, you will be entitled to an additional compassionate benefit of RM10,000.

The Covid-19 benefits are underwritten by Tokio Marine Life insurance Malaysia Bhd (“TMLIM”)

We hope that you will stay healthy and not need to avail yourself of any of these benefits. But don’t leave it to fate, and don’t leave it too late. If you are not yet covered, apply here and get yourself protected within minutes.


Terms & Conditions

  • This programme is in force from 20 March 2020 to 30 June, 2020 or until the TMLIM Covid-19 RM1 million financial support fund is exhausted, whichever is earlier All policies bought before the end of this programme will be eligible
  • There is a waiting period fourteen days from the date of policy issuance or reinstatement to claim the daily income support. However, there is no waiting period to claim for the compassionate benefit
  • “Front line medical staff” is defined as medical officers, houseman, specialist, nurses and paramedics who are registered with the Ministry of Health of Malaysia and works in a Hospital in Malaysia.
  • “Immediate family members” refer to spouse, children (up to age 21 years old) and parents of the policy holder.
  • In order to provide financial support to as many Covid-19 patients as possible, there is a limit of one Covid-19 claim per policy holder, regardless of however many TMLIM policies the policyholder has.